Terms & Conditions

1. Acceptance of Terms

By accessing and using the website of A Better Life to Embrace LLC (“Company,” “we,” “us,” or “our”) located at abetterlifetoembrace.com, you accept and agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you should not use our website or services.

2. Description of Services

A Better Life to Embrace LLC is a direct business lender offering financial products and services including working capital loans, revenue-based financing, equipment financing, business expansion funding, bridge financing, and business lines of credit. All services are subject to application review, underwriting, and approval.

3. Eligibility

Our services are available to business owners who are at least 18 years of age and legally authorized to enter into binding agreements. By submitting an application or using our services, you represent that you meet these eligibility requirements.

4. Use of Website

You agree to use this website only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the website in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to any portion of the website or its systems
• Submit false, misleading, or fraudulent information
• Use the website to transmit harmful code, malware, or unsolicited communications
• Interfere with or disrupt the operation of the website

5. Application and Funding

Submitting an application through our website does not guarantee approval or funding. All applications are subject to our underwriting criteria and review process. Approved funding is subject to the terms outlined in separate funding agreements, which you will review and sign prior to funding.

6. SMS Terms & Conditions

By opting in to receive text messages from A Better Life to Embrace LLC, you agree to the following:

• You consent to receive recurring marketing and promotional SMS/MMS messages from A Better Life to Embrace LLC, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
• Message frequency varies; you may receive up to 4 messages per month.
• Message and data rates may apply. Check with your mobile carrier for details about your messaging plan.
• You may opt out at any time by replying STOP to any message. After opting out, you will receive a one-time confirmation message and no further messages will be sent.
• For help or questions about our text message program, reply HELP to any message or contact us at chantal@abetterlifetoembrace.com.
• Consent is NOT a condition of purchase. You are not required to consent to receive text messages as a condition of purchasing any goods or services from us.
• Supported carriers include, but are not limited to, AT&T, T-Mobile, Verizon, Sprint, and other major carriers. Carrier charges may apply.

7. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of A Better Life to Embrace LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.

8. Disclaimer of Warranties

This website and all information, content, and services provided are offered on an “as is” and “as available” basis without any warranties of any kind, whether express or implied. We do not warrant that the website will be uninterrupted, error-free, or secure.

9. Limitation of Liability

To the fullest extent permitted by law, A Better Life to Embrace LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our website or services, even if we have been advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless A Better Life to Embrace LLC, its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorneys’ fees) arising from your use of the website, your violation of these Terms, or your violation of any rights of a third party.

11. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Nevada, without regard to its conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Washoe County, Nevada.

12. Changes to Terms

We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Changes take effect when posted on this page. Your continued use of the website after any changes constitutes acceptance of the revised terms.

13. Contact Information

If you have questions about these Terms and Conditions, please contact us:

A Better Life to Embrace LLC
14624 Carona Dr, Reno, NV 89511
Email: chantal@abetterlifetoembrace.com